Online banking and shopping are being utilised more than ever during this pandemic; we want to give our members some tips for online shopping/banking to protect yourself from unnecessary fraud.
• When shopping or making a payment online, make sure your internet access is secured – The beginning of the website address should change from ‘http’ to ‘https’ before a purchase is made. This indicates that you are using a secure connection.
• Do not use unsecured public Wi-Fi networks or hotspots to make a card purchase or access your online banking account. Use a 3G or 4G internet connection instead.
• Look for the padlock – Click on the security icon (the padlock or unbroken key symbol) to ensure that the retailer has an encryption certificate. The link should describe the type of security and encryption being used.
• Keep your computer and security up to date – Install a reliable antivirus and browser security software.
• Be cautious about emails claiming outrageous offers or adverts offering miracle products – Generally if it sounds too good to be true, it probably is.
• Use appropriate privacy settings on your social media profiles – Remember your information is valuable to a fraudster.
• Do not click on pop ups or adverts that state that you have won a prize.
• Pay attention to your own instincts – If you have any doubts about giving out your card details, end the transaction and purchase your goods elsewhere.
To keep up to date on fraud prevention and current scams go to www.fraudsmart.ie