Membership Made Easy!
We’ve created an intelligent and secure method for you to become a member directly through your mobile phone. All you have to do is download our Mobile App to take full advantage of joining as you go.
What you need to join
Have valid ID ready
A Valid Passport, Drivers Licence or National Identity Card
Complete the Form
Utility Bill, Original Bank Statement – within 6 months
Take a Selfie
We use advanced biometric facial technology to capture and verify who you are.
Verify your Identity
Simply snap a photo of your proof of ID when prompted by the app
Sit back & wait
Grab a coffee while we review and approve your membership
Secure Facial Recognition
We use advanced biometric facial technology to capture and verify who you are. Simply take a quick selfie and you’re done. This intuitive technology ensures becoming a member is quicker than ever.
Reliable Identity Check
We’ve created a way for you to share proof of ID with us that’s both secure and reliable. As you progress with your application, you will be given an opportunity to show your ID there and then. There’s no waiting around.
Our Common Bond
In order to become a member of St. Colman’s Credit Union you must satisfy the common bond criteria by either living or working in any of the areas shown in the map below.
FAQs
Member benefits when borrowing…
Flexible, convenient and great-value loans. With no fees or penalties, free loan insurance and reducing interest payments, it’s easy to see that our loans are different.
Member benefits when saving…
Saving money with us is a good idea! Annual dividend paid on your savings at the end of the year. Easy access to your savings. No hidden charges or fees on any transactions. Free life-savings insurance (to €3,000) and state-guaranteed savings (to €100,000).
Additional Member benefits…
Insurance: Members can avail of discounted health insurance, motor insurance, home insurance, and travel insurance.
Foreign Exchange: Members can avail of our foreign exchange service. Members can buy and sell most currencies, and pay only on collection. We also offer next-day delivery for currencies we may not have in stock when ordered before 12 Noon.
Members are part of something positive—Credit Unions engage in community-based lending—the whole purpose of Credit Unions is to channel the savings from those Members of a community who have spare cash (i.e. savings) to those who need to borrow, thereby generating income for the benefit of all Members.
Our only motive is to serve our members – not to profit from their needs.
Our ‘Common Bond Area’ includes:
- The Dispensary area of Claremorris
- The Dispensary area of Hollymount
- The Parish of Balla / Mayo Abbey
- The Electoral division of Caraun
- The Electoral division of Ballindine
- The Electoral division of Crossboyne
- The shared Parish of Knock
- The Parish of Ballinrobe
- Kilmaine
- The Neale
- Portroyal
- Cappaghduff
- Ballinchalla
- Ballyovey
- Owenbrin
- Cong
- Houndswood
- Shrule
- Kilcommon
- Coonard
- Foxhall
- Cloghan’s Hill
- Dalgan
- Rosslae
All new Members are asked to provide their passport or other identity & address documentation before an account can be opened. There are several reasons for this.
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- Fraud is a growing scourge across our society and therefore we need people to prove who they are before we can allow them to join this Credit Union.
- Identity theft is a growing business and this documentation helps us stop either your savings from being withdrawn by people pretending to be you, or people applying for – and getting – loans in your name, and disappearing with the money.
- In common with all other financial institutions, we are bound to verify & document the identity of all new Members by the anti-money laundering provisions of the Criminal Justice Act. That Act also obliges us to report to the Gardaí & the Revenue where we suspect that any funds being passed through the Credit Union may be the proceeds of crime, including tax evasion.
We’re happy to discuss accounts for any local Club or Society and will guide you through the process, simply contact us with any questions.
Get Started
In order to start your Online Membership journey, you will need to download our Mobile App. Download today and reap the benefits of becoming a member.