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We are actively lending right now
Unlike many other Financial Institutions, St. Colman’s Credit Union is still lending and furthermore, has more than adequate resources to meet the borrowing requirements of it’s member base.
Confidentiality
St Colman’s Credit Union will consider loan applications from Members for any worthwhile purpose. Each application is treated in with the utmost confidentiality and will be considered on its own merits.
Maximum benefits with no fees
Credit Union Members pay no service charge, arrangement or documentation fee on loans. Loan Protection Insurance is provided free of charge by the Credit Union on all loans (terms and conditions apply). This insurance can be costly when borrowing elsewhere.
No penalties or ‘balloon’ payments
There are no penalties for early clearance of a Credit Union loan and no balloon payment at the end. Flexible term and repayment options are available with all Credit Union loans which are always at a competitive rate of interest.
Interest payments reduce over the life of the loan
One really attractive feature of a Credit Union loan is that you pay interest on the reducing balance only. In other words, if you wish to pay off a large chunk of the loan in one go, you only pay interest on the outstanding amount of the loan.
Call our dedicated loans line on 094 9371159 (Claremorris) or 094 9541402 (Ballinrobe).
Whatever your loan query, contact us, we’re happy to help.